If you have surplus cash sitting in a bank or building society deposit account, low interest rates could mean you are losing out. A Norwich Union Base Rate Tracker Savings Account, provided by Bank of Scotland, has an interest rate guarantee to help your savings grow.

• Existing customer

Interest rates with effect from 07/02/2008
Balance	Annual Equivalent Rate	Gross Monthly %	Net Monthly %
£1 - £999.99	2.19	2.17	1.74
£1,000.00 +	4.67	4.57	3.66

Rates correct at 7th February 2008

Take a look at the benefits the Base Rate Tracker offers

An interest rate guarantee

• Interest rates guaranteed to be within 1% of the Bank of England Base Rate until 1st January 2010.
• Interest calculated on your daily cleared balances.
• Interest paid monthly, with monthly statements to see how your savings are growing.
• Rates are reviewed monthly.

Easy access to your money

• You can operate your account by phone or post.
• You can pay in regular amounts direct from your nominated bank account by standing order, lump sums by electronic transfer (BACS) or cheque
• Withdrawals can be made by electronic transfer (BACS) to your nominated bank accounts
• No charges made for withdrawal or closing your account

Apply for a Base Rate Tracker account today

• Start saving from as little as £1,000.
• Single and joint applications welcomed.

WC02021 03/2008