Calculating your cover

On average premiums are re-calculated each year. Premiums start at £750 per annum and on average can be as little as just 0.5% of a company's payroll.

The premium must be fully funded by the company with no contributions towards the cost from employees.

We can currently offer a discount off our standard Group Income Protection rates for at least the first two years if your company has a Group Private Medical Insurance scheme. Discounts are calculated on the net premium after any other discounts and charges.

The premiums you pay will depend on a number of factors such as:

• The number of people in the scheme
• The age, sex, location and occupation of each person
• The level of Group Income Protection cover you choose
• The deferred period you decide on
• How long you want the benefit to last.

Further Details

This is a summary. Full details of standard cover and exclusions can be found in the Policy Wording. Non-standard terms may apply. Applications are required. Calls may be monitored and/or recorded.