What is SafeGuard?

In the UK, the average annual income is £28,258*. If you work full time between the ages of 18 and 65, this could be over £1.3 million of income in your working lifetime.

What would happen if you no longer had this income?

How would you afford your financial commitments such as mortgage payments, council tax, utility bills, food, running your car, insurance, clothes?

How would you support yourself and your family?

This is where SafeGuard can help.

SafeGuard can provide financial support, with monthly payments, if you suffer an illness or accidental injury that prevents you from working.

This financial support could be provided until you are well enough to return to work or if necessary the chosen policy termination age, usually your retirement age.

You can ensure that this type of protection is tailored to your individual needs by selecting the amount of benefit required (subject to 60% of your gross earnings up to a maximum of £120,000 per annum) and when you want the benefit payments to start, plus the age you wish the policy to end.

Your monthly premium could be as little as £10 a month** and would really make a difference to your future, should the unthinkable happen.

For further details of how else we can help take a look at our benefits.

Further Details

* IDS Pay Report 2005
** Our premiums for SafeGuard Income Protection start from £10, depending on age, personal circumstances and the benefits chosen. Applications are required.

This is a summary. Full details of standard cover and exclusions can be found in the Policy Wording. Non-standard terms may apply. Applications are required. Calls may be monitored and/or recorded.