What does the Residential Property Owners product cover?

Residential Property Owners is an insurance product designed to satisfy the insurance requirements of different types of residential landlords, including:

• Private individuals
• Property owning organisations.

Our comprehensive insurance package is backed up with practical advice on how to manage small residential property portfolios.

Key benefits of the product policy are:

• Essential core covers for Buildings (including Subsidence), Contents of Communal Areas, Loss of Rent, Money and Property Owners' Liability
• A comprehensive range of optional covers including Employers' Liability, Legal Expenses, Landlords Contents, Engineering cover and for residents' associations, Directors and Officers' Liability cover
• The option to select an engineering inspection service for any lifts, heating and ventilation systems in the property, provided by our partner organisation Plant Safety Limited
• Unlimited access to our risk helpline, which provides practical guidance on how to reduce the likelihood of having to make a claim. You can ask questions about compliance with health and safety regulations, security measures and other topics of specific relevance to property owners
• Support from our confidential legal and tax helpline on issues such as tenant disputes and the recovery of rent.

Full details of the cover are contained in the policy wording. Quotations and a copy of the policy wording are available from your usual insurance adviser.