Who pays your mortgage if you die?

If you die the obligation to pay the mortgage continues. Would your spouse or partner be able to support the mortgage on their own? Losing you will be hard enough for them - so why not ease their financial worries and arrange cover to help pay-off the mortgage?

What can Norwich Union offer?

Our Life Insurance is easy to understand, simple to set up and offers great value. It pays out a one-off lump sum if during the term of the policy you die. Alternatively it pays out if, before the last 18 months of the term, you are diagnosed as having a terminal illness where you are not expected to live for more than 12 months. This is called Terminal Illness Cover. With a focus on protection, our Life Insurance doesn't have a cash-in value at any time.

Does it matter what kind of mortgage I have?

No. Our Life Insurance can be set up to cover most types of mortgage - including interest only and repayment. You can even cover a mortgage on a buy-to-let property.

What cover do I need for an interest-only mortgage?

Our Life Insurance is suitable for an interest only mortgage. When you get a quote simply choose an amount of Life Insurance to match the amount borrowed and select a term to match the end date of your mortgage.

What cover do I need for a repayment mortgage?

With a repayment mortgage the amount you owe gradually reduces over the term. You can either have a level amount of life insurance (which means there's likely to be some money left over after repayment of the mortgage), or you can select the cheaper decreasing option whereby the amount we pay will decrease over the term.

Can my partner be covered too?

Yes. You can have joint cover which pays out once if one or both of you die during the term. Alternatively you can each set up your own cover.

How much will cover cost?

Cover is available for as little as £5 a month. The amount you pay depends how much cover you need, the length of cover, your age, sex and state of heath. Get a quote now or call 0800 068 5549.

How long will cover last?

Normally this will match the term of your mortgage (minimum and maximums apply).

How can I pay?

By monthly direct debit.

What next?

To find out what your monthly payments would be, get an on-line quote. For more information or to work out how much cover you might need check out our Frequently Asked Questions and Cover Calculator. Alternatively, if you'd prefer to speak to us, give us a call on 0800 068 5549.