Life
insurance

Types of Life Insurance Cover

Norwich Union Life Insurance is simple, straightforward, and easy to apply for on-line. Norwich Union provide you with a couple of different options depending on how you want to help your loved ones should the worst happen to you.

	Level Life Insurance	Decreasing Term Life Insurance
What could it cover?	It's up to you - but it can be used to help protect your loved ones lifestyle, pay off an interest only mortgage or any outstanding debts.	It's up to you - although this type of policy is designed to cover a repayment type mortgage, it can also be used to pay off a loan that decreases over time.
Does the level of life insurance cover remain the same?	Yes. The level of cover remains constant throughout the term of the policy.	No. The level of cover reduces each year during the term of the policy.
How much will cover cost?	Cover is available from as little as £5 a month. The amount you pay depends how much cover you need, the length of cover, your age, sex and state of heath. Get a Life Insurance quote now
Can I get joint life insurance cover?	Yes. This cover only pays out once, so after one person has died and a claim has been paid the policy will end. Alternatively you can each set up your own cover.
When does it pay out?	It pays out if you die during the term of the policy. Alternatively it pays out if, before the last 18 months of the term, you are diagnosed as having a terminal illness.
What is a terminal illness?	One where you are not expected to live for more than 12 months.
How does it pay out?	It pays out a one-off lump sum.
Does it have any cash in value?	This cover doesn't have a cash-in value at any time.
Can I add critical illness cover?	Please call 0800 068 5549 to add Critical Illness Cover.