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Existing customers

Motorcycle
insurance

European assistance


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Use the links below to find out what you are covered for with additional European breakdown cover when you are travelling in Europe within the territorial limits:

  1. Motorcycle breakdown
  2. Urgent Message service
  3. Replacement driver
  4. Motorcycle break-in
  5. Accidental damage to or loss of tent
  6. What isn't covered?

 

1. Motorcycle breakdown

This includes:

  • Roadside assistance
  • Recovery to nearest garage
  • Storage costs
  • Labour and inspection costs
  • The cost of locating and dispatching spare parts

If the RAC Control Centre abroad confirms:

  • Motorcycle repairs will take more than 12 hours
  • Your motorcycle is to be returned to the UK; or
  • If your motorcycle has been stolen and not recovered within 24 hours

You are covered for:

  • Additional hotel expenses/cancellation fees up to £25 per person per day for a room only
  • We will arrange and pay for 10 days self-drive car including collision damage waiver, and delivery charge and Green card if needed, or we will pay for standard/second class rail, or both, so that you are able to continue your journey or return home. Any hired car cannot be brought into the UK. A second hire car would be arranged for this purpose if necessary.
  • Motorcycle repatriation
  • Indemnity against overseas customs claims for motorcycles stolen or destroyed by fire.

While you are travelling to the port in the UK you are covered for:

  • Roadside Rescue and Recovery to a local garage (you may have to prove you are travelling to a port as part of your scheduled trip)
  • The cost of returning home to an address in the UK

Cover also applies while your motorcycle is in transit:

Includes loading and unloading between any sea or air ports or railway stations within the territorial limits of the policy, provided that the travel is by a scheduled rail or air service or by any recognised sea passage.

When you have returned to the UK you are covered for:

  • Roadside Rescue and Recovery Service to a local garage from the UK port to an address in the UK
  • Collection of repaired motorcycle from abroad if appropriate

If repairs due to breakdown or fire cannot be completed in time for your return home, we'll pay the costs of one person to return abroad to collect your motorcycle once the repairs have been made. We pay for:

  • Standard/Second class rail fare plus other public transport costs
  • Petrol costs for your motorcycle from where it has been collected to your home
  • Single homeward cross-channel ferry fare for your motorcycle and one person
  • Single room-only hotel accommodation for one person limited to £25 if this is needed to complete the round trip

If your motorcycle cannot be reasonably repaired as a result of fire or theft which has happened abroad during the journey and:

  • Has to be scrapped under Customs supervision in the country where it is situated
  • Has been stolen abroad during the journey and has not been found

We will pay indemnity against Continental or Irish Customs claims for any liability for duty claimed.

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2. Urgent message relay service

If your motorcycle cannot be moved as it has broken down, or has been in an accident, fire, or has been stolen, we pay for the cost of passing on an urgent message from RAC Control Centre to your relatives or a business colleague. We do not pay for:

  • The cost of passing on a message through anyone other than our Control Centre
  • The cost of paying for a message to be passed on to anyone other than a relative or business colleague

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3. Supplying a replacement driver

We will provide onward mobility to enable the policy holder and up to 3 passengers to complete their journey. The policy holder and passengers can either be taken to their chosen destination or to their home address. (Onward mobility will be at the discretion of RAC if a registered doctor declares that the policyholder is medically unfit to ride a motorcycle).

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4. Making your motorcycle secure

If your motorcycle has been subject to attempted theft and a police report has been obtained, we will cover the cost of emergency repairs to make your motorcycle secure.

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5. Accidental loss of, or damage to, your tent

Tent hire of up to £25 per person per day for accidental damage to, or loss of, your tent.

Please note we do not pay for:

  • The cost of meals or any other hotel or extra costs
  • The damage to your tent caused by weather conditions

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6. What isn't covered?

  • Items listed in General exclusions
  • Any costs if the event was not reported to the RAC Control Centre. Limits do apply, click here to check the summary of cover for details
  • Cost of any parts used for repairs at the roadside or at a garage,
  • We are unable to provide a hire motorcycle and instead provide a hire car, so the rider will need to have a suitable driving licence or select to take a rail ticket
  • Any ferry or toll charges
  • Cost of meals or any other hotel or extra costs
  • Petrol or oil
  • Personal insurance
  • Collection charge and any other costs with self-drive car hire other than those stated
  • First class rail fares

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Motorcycle insurance from Norwich Union

Find out what our motorcycle insurance covers:

Get a Quote   Or call 0800 092 9561†

 

* No Claims Discount applies to the risk element of the premium only and not to any optional covers, or to the first £14 which covers administration costs.