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Existing customers

Motorcycle
Insurance

Motorcycle Insurance summary of cover

Compare our motorcycle insurance policies and take a look at the additional cover options using the table below.

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Key

Benefit available = Benefit available
This only applies for loss or damage caused directly by fire, lightning, explosion, theft or attempted theft. = Optional cover available at extra cost (when you trade up to Comprehensive cover)
Optional cover available at extra cost = This only applies for loss or damage caused directly by fire, lightning, explosion, theft or attempted theft.


Your Vehicle

Fully Comprehensive Third party fire & theft Excesses Policy limits
Loss or damage to your motorcycle Benefit available Optional cover available at extra cost £100 + the following if appropriate: Aged 20 or under: £100;
Aged 21-24: £50.
Additional excesses may apply depending on the type of motorcycle. Please check when you get your quote 		Market value of your motorcycle
Accident recovery Benefit available Optional cover available at extra cost
New motorcycle replacement
(where applicable)		 Benefit available Optional cover available at extra cost


Liability to third parties

Fully Comprehensive Third party fire & theft Excesses Policy limits
Your liability Benefit available Benefit available No excess applies £20m property damage
Liability of other people riding or using your motorcycle Benefit available Benefit available £20m property damage
Legal personal representatives Benefit available Benefit available  
Legal costs Benefit available Benefit available  
Emergency treatment Benefit available Benefit available  
No-claim discount Benefit available Benefit available 50% maximum *
Foreign use
(EC Compulsory Insurance)		 Benefit available Benefit available  
Our right to recover payments made under compulsory insurance        


Additional Cover options

Fully Comprehensive Third party fire & theft Excesses Policy limits
European Breakdown cover This only applies for loss or damage caused directly by fire, lightning, explosion, theft or attempted theft. This only applies for loss or damage caused directly by fire, lightning, explosion, theft or attempted theft.   £2500 limit
Extended Legal services and advice
(Uninsured loss recovery)		 This only applies for loss or damage caused directly by fire, lightning, explosion, theft or attempted theft. This only applies for loss or damage caused directly by fire, lightning, explosion, theft or attempted theft.   £50,000 to pursue a case £10,000 to defend against motoring prosecution
Extended Foreign use This only applies for loss or damage caused directly by fire, lightning, explosion, theft or attempted theft. This only applies for loss or damage caused directly by fire, lightning, explosion, theft or attempted theft. Excesses apply as above  


Further information:

* No Claims Discount applies to the risk element of the premium only and not to any optional covers, or to the first £14 which covers administration costs.