Summary of Cover

From the time that you take out your Norwich Union "Pay As You Drive"™ insurance, your car will be fully covered. An agreed daily rate will be charged until we've installed the in-car device, then you can receive your first personalised bill as soon as possible.

Here are all the benefits that come as standard with your comprehensive Norwich Union "Pay As You Drive"™ Insurance policy

Cover	Comprehensive
Own damage (excluding glass)and fire and theft claims
Windscreen/window breakage
Accident recovery and Norwich Union Direct Approved Repair Service
New car replacement
Replacement locks
Personal injury: benefits for you and/or your spouse/civil/domestic partner for death or loss of limbs/sight	Up to £2,500
Medical expenses for anyone injured in your car	Up to £100
Cover for personal belongings which are in or on your car	Up to £150
Cover for a child seat which is fitted in your car	Up to £100
Legal liability for death or injury to any other person, including passengers
Legal liability for damage to other people's property
Legal costs incurred with our consent, in connection with a claim against your policy

Excess

Standard excess	As shown on your Schedule
Additional young driver excesses for accidental damage claims are in addition to the standard excess:
Aged 20 or under	£250
Aged 21 to 24	£150
Windscreen excess	£60