Scooter
insurance
Scooter Insurance summary of cover
Compare our scooter insurance policies and take a look at the extra cover options that can be added, using the table below.
Compare our scooter insurance policies and take a look at the extra cover options that can be added, using the table below.
= Benefit available
= Optional cover available at extra cost (when you trade up to Comprehensive cover)
= This only applies for loss or damage caused directly by fire, lightning, explosion, theft or attempted theft.
| Fully Comprehensive | Third party fire & theft | Excesses | Policy limits | |
|---|---|---|---|---|
| Loss or damage to your motorcycle | £100 + the following if appropriate: Aged 20 or under: £100; Aged 21-24: £50. Additional excesses may apply depending on the type of motorcycle. Please check when you get your quote |
Market value of your motorcycle | ||
| Accident recovery | ||||
| New motorcycle replacement (where applicable) |
| Fully Comprehensive | Third party fire & theft | Excesses | Policy limits | |
|---|---|---|---|---|
| Your liability | No excess applies | £20m property damage | ||
| Liability of other people riding or using your motorcycle | £20m property damage | |||
| Legal personal representatives | ||||
| Legal costs | ||||
| Emergency treatment | ||||
| No-claim discount | 50% maximum * | |||
| Foreign use (EC Compulsory Insurance) |
||||
| Our right to recover payments made under compulsory insurance |
| Fully Comprehensive | Third party fire & theft | Excesses | Policy limits | |
|---|---|---|---|---|
| European Breakdown cover | £2500 limit | |||
| Extended Legal services and advice (Uninsured loss recovery) |
£50,000 to pursue a case £10,000 to defend against motoring prosecution | |||
| Extended Foreign use | Excesses apply as above |
* No Claims Discount applies to the risk element of the premium only and not to any optional covers, or to the first £14 which covers administration costs.