Short term
insurance
Exclusions and Excess
Principal exclusions
- The excess stated below.
- Driving by any person who does not meet the acceptance criteria.
Excess
| Conditions | Excess |
|---|---|
| Cars in Association of British Insurers' insurance group 1-17 | £250 |
| Cars in Association of British Insurers' insurance group 18-20 | £500 |
| Goods-carrying vehicles up to 3.5 tonnes Gross Vehicle Weight | £250 |
Plus
£250 whilst the vehicle is being driven by a person aged between 21 and 24.
For car groups 18-20, drivers must be aged 25 or over.
- The excess applies to claims for windscreen replacement or repair (see Section 1)
- Loss or damage arising from theft while the ignition keys of your car have been left in or on your car (see Section 1)
- Loss of use, reduction in value, wear and tear, or mechanical, electrical or computer breakdowns, failures or breakages (see Section 1)
- Loss of value following a repair (see Section 1)
- Confiscation or requisition or destruction by or under order of any government or public or local authority (see Section 1)
- Damage to tyres by braking or by punctures, cuts or bursts (see Section 1)
- Loss or damage directly caused by pressure waves caused by aircraft or other flying devices travelling at, or above, the speed of sound (see Section 1)
Exclusions
Inappropriate use (see General exceptions)
We will not pay for any accident, injury, loss or damage that occurs while your car is being used for a purpose not shown under the "Description of use" section of your certificate of insurance or while it is being driven by any person not described in your certificate of insurance as entitled to drive.
Conditions
Other insurance (see General Conditions)
The policy excludes liability if any incident leading to a claim is covered under any other insurance policy.
For full details of our cover, download the full policy wording:
