With increased media coverage and growing awareness of concerns such as climate change, many people are giving serious thought to how the decisions they make impact society and the environment. This is leading to increased awareness of how important it is to think and act now to protect the long term future needs of society. This consideration includes decisions on how they manage their money.

What is Sustainable and Responsible Investment (SRI)?

It means investing money in a way that considers the impact which different companies have on society and the environment, as well as looking at how responsible they are in managing the effects of what they do.

SRI is an approach to investing which aims to integrate financial performance with social, environmental and corporate responsibility.

How do we identify suitable Sustainable and Responsible investment opportunities?

At Norwich Union we use three approaches to identify which companies we believe to be sustainable and responsible:

1. Screening out those companies that are not considered to be responsible or sustainable in what they do or how they are managed, e.g. tobacco.
2. Identifying and selecting products and companies that have a positive impact on society or the environment e.g. renewable energy
3. Working with companies management teams to influence and challenge their sustainable and environmental policies, actively pointing out areas for improvement.

Is sustainable and responsible investment right for me?

More and more people are beginning to answer 'yes' to this question. Just ten years ago very little attention was given to issues such as climate change and waste recycling. Times have changed, and sustainable and responsible investment is becoming much more of a mainstream choice.

If you believe in taking responsibility for the well being of future generations as well as our own - and think that corporate organisations should do the same - then you may well conclude that sustainable and responsible investment is the way to go.

Once you've made your decision, you could hardly pick a more experienced fund provider than Norwich Union. Our range of Sustainable Future Funds is the broadest in the UK - and it's managed by the Morley Sustainable Future team, one of the most experienced sustainable and responsible investment teams in Europe. They only select companies if they believe they have the potential for good performance, in addition to meeting all other selection criteria.

Find out more about Morley and how they select the companies included in our Sustainable Future Funds here,

What Sustainable and Responsible Funds do Norwich Union offer?

Whether you're looking for income, growth - or a bit of both - Norwich Union's range of six Sustainable Funds and one Ethical Fund is one of the most comprehensive on the marketplace. When considering your options there are some considerations which should be borne in mind. For instance, you should be aware that the value of an investment and any income from it can go down as well as up, which means that you may not get back the amount you originally invested.

You can choose to invest in any of these funds:

Investing for income:

• Sustainable Future Corporate Bond Fund

Investing for growth:

• Sustainable Future UK Growth Fund
• Sustainable Future European Growth Fund
• Sustainable Future Global Growth Fund
• Sustainable Future Absolute Growth Fund
• UK Equity Ethical Fund

Investing for a combination of income and growth:

• Sustainable Future Managed Fund

For copies of Simplified Prospectuses and full Prospectuses at no charge, please write to us at: Norwich Union Collective Investments Limited, PO Box 530, York YO90 1WA.

Next steps

If you'd like to know more about any of the funds listed on this page, please do not hesitate to contact us in the following ways:

By telephone: 0800 051 2003

Calls to this number may be recorded for training or monitoring purposes.

By email: investment-funds@norwich-union.co.uk

By letter:
Norwich Union Investment Funds
PO Box 530
York
YO90 1WA

Norwich Union always recommend you seek financial advice before you make any investment decisions. It's important to take your own personal circumstances into account when considering your financial objectives and how you might achieve them.

WC02037 08/2007