Personal Accident

Our travel insurance policy provides Personal Accident cover up to £50,000.

What is included?

A benefit is paid for death or loss of limbs/sight or permanent total disablement following accidental injury during your trip. A reduced death benefit applies to persons under 16 years.

Significant and unusual exclusions or limitations

The policy excludes some situations. Please refer to the exclusions under each section of the policy booklet and the General Exclusions for full details. The policy excludes:

Personal Accident claims

• that result from your participation in manual work of any kind
• that result from you motorcycling as a rider or passenger on a machine over 125cc, or on a motorcycle 125cc or less unless you wear a crash helmet and, as a rider, you hold a full UK motorcycle licence
• that result from your participation in a leisure or winter sports activity not listed in the policy booklet
• that result from a tropical disease where you have not had the recommended inoculations or taken the recommended medication
• for hospital or repatriation costs that have not been authorised by our Medical Emergency Assistance Service.

The policy includes the following. This is a summary only - full terms and conditions of cover can be found in the policy booklet. View the policy booklet online or request a hard copy of the policy booklet. Limits apply per person.