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Existing customers

Van
insurance

Van insurance summary of cover

Below is a comparison of our van insurance plans to help you choose the right policy for you.

Find out further information on the policy or investigate the extra cover options you can add to your private or company van insurance cover by selecting the benefits in the table below.

Key

This cover is included subject to listed limits and excesses = This cover is included subject to listed limits and excesses
This cover is not available as part of Third party fire and theft insurance = This cover is not available as part of Third party fire and theft insurance
This only applies for loss or damage caused directly by fire, theft or attempted theft and is subject to listed limits and excesses = This only applies for loss or damage caused directly by fire, theft or attempted theft and is subject to listed limits and excesses.
optional cover available at extra cost = optional cover available at extra cost

Your Vehicle

Type of cover Comprehensive cover Third party fire and theft Excesses Policy limits
Loss, theft of, or damage to your van This cover is included subject to listed limits and excesses This only applies for loss or damage caused directly by fire, theft or attempted theft and is subject to listed limits and excesses For loss, theft of, or damage to your van when driven by someone
a. aged 20 or under £520
b. aged 21 to 24 £420
c. Aged 25 or over £270
along with any other voluntary or other compulsory excesses		 Market value of your van
New van replacement
(where applicable)		 This cover is included subject to listed limits and excesses This only applies for loss or damage caused directly by fire, theft or attempted theft and is subject to listed limits and excesses
Tools* This cover is included subject to listed limits and excesses This cover is not available as part of Third party fire and theft insurance Cover applies where there is also a claim for loss,
theft of or damage to your van. The Policy excess
(voluntary or compulsory) will apply to the total claim		 Up to £500
* Subject to a valid claim also being made for loss or damage to your van
Audio equipment This cover is included subject to listed limits and excesses This only applies for loss or damage caused directly by fire, theft or attempted theft and is subject to listed limits and excesses    
Fixtures and fittings This cover is included subject to listed limits and excesses This only applies for loss or damage caused directly by fire, theft or attempted theft and is subject to listed limits and excesses    
Glass in the sunroof windscreen or window This cover is included subject to listed limits and excesses This cover is not available as part of Third party fire and theft insurance Don't pay the excess above, but pay first £60 replacing glass. No excess if the glass is repaired  
Accident recovery This cover is included subject to listed limits and excesses This only applies for loss or damage caused directly by fire, theft or attempted theft and is subject to listed limits and excesses Excess applies for the accident only  
Medical expenses This cover is included subject to listed limits and excesses This cover is not available as part of Third party fire and theft insurance No excess applies  
Emergency medical treatment This cover is included subject to listed limits and excesses This cover is included subject to listed limits and excesses Up to £100 for each injured person
Personal belongings This cover is included subject to listed limits and excesses This cover is not available as part of Third party fire and theft insurance £100 limit per incident
Replacement locks This cover is included subject to listed limits and excesses This cover is included subject to listed limits and excesses  

Liability to third parties

Type of cover Comprehensive cover Third party fire and theft Excesses Policy limits
Your liability This cover is included subject to listed limits and excesses This cover is included subject to listed limits and excesses No excess applies £1,000,000 for property
Liability of others using your van This cover is included subject to listed limits and excesses This cover is included subject to listed limits and excesses
Legal personal representatives This cover is included subject to listed limits and excesses This cover is included subject to listed limits and excesses  
Legal costs This cover is included subject to listed limits and excesses This cover is included subject to listed limits and excesses  
Insurance for the owner of the vehicle
(leasing or contract hiring agreements)		 This cover is included subject to listed limits and excesses This cover is included subject to listed limits and excesses  
Injury to you or your partner This cover is included subject to listed limits and excesses This cover is not available as part of Third party fire and theft insurance £2,500 in any one accident
£5,000 over one period of insurance
Foreign use-
(EC compulsory insurance)		 This cover is included subject to listed limits and excesses This cover is included subject to listed limits and excesses  
No-claims disount** (NCD) This cover is included subject to listed limits and excesses This cover is included subject to listed limits and excesses Up to 5 years
Up to 70% off your premium**
** NCD - For 5 claim-free years. No Claims Discount applies to the risk element of the premium only and not to any optional extras, or to the first £58.25 which covers administration costs.

Additional cover options

Type of cover Comprehensive cover Third party fire and theft Excesses Policy limits
Legal services and advice optional cover available at extra cost optional cover available at extra cost   £50,000 for insured event (1)
£10,000 for insured event (2)
£10,000 for insured event (3)
Emergency replacement van cover optional cover available at extra cost optional cover available at extra cost   7/14 day options
Extend your foreign use cover optional cover available at extra cost optional cover available at extra cost   7/21 day options
Protect your no claims discount (NCD) optional cover available at extra cost optional cover available at extra cost   Less than 2 consecutive claims in 5 years do not effect no claims discount
Physio Fast optional cover available at extra cost optional cover available at extra cost   Up to £400 for each insured person

 

Van insurance from Norwich Union

Important Policy Information
 

Find out what our van insurance covers:

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